Compare petrol cards Compare petrol cards

Compare petrol cards

  • Malaysia's best petrol cards
  • Supported by software to track purchases and keep company money secure
  • Partner with vehicle tracking for accurate kilometres per litre data

How iCompario works

We find the best providers

iCompario can find the best petrol card admin and accounting software to support your fleet management

We filter the options

Using the information you give us, we filter petrol card options and get offers and quotes on your behalf.

Get the best petrol cards

If you like the card we recommend, we can help you apply. If not, we’ll discuss all your options with no obligations.

Our purpose is to save you time and money. We are experts at scouring the market, sourcing the best deals and passing them on to you.

Who are we?

Who are we?

iCompario is run by a small team of professionals with industry backgrounds in vehicle tracking, fuel sales, telecoms, financial research, writing and IT which stretch back 25 years. We launched iCompario in 2017 and the original team is still here, but growing fast!

New to petrol cards?

New to petrol cards?

Petrol cards help you manage cash flows with a credit line for buying petrol or diesel. They do your book keeping automatically and keep company money secure.

Frequently asked questions

A petrol card is used as a payment card for petrol, diesel, and other fuels at service stations.

Instead of using cash or a company credit card, petrol cards are a much safer, more convenient option for you and your staff to make payments. They give you greater control of your company expenses, make monitoring fuel expenditure easier and can save you money on your fuel.

There are different types of cards available, depending on your fleet size, area of operation and your average fuel spend.

Petrol cards work like company credit cards for your transport costs. They let your drivers pay for your diesel, petrol and other vehicle-related purchases on credit.

Unlike normal credit cards, many petrol card providers set weekly, fortnightly or longer payment periods. The time period is sometimes based on your company’s credit rating.

Buying your fuel now and paying for it at a later date can help with your cash flow management. Most card providers ask you to set up a direct debit so that you never forget to meet your payment date, although some will accept other payment methods.

If you do not have a good credit rating, a few petrol card providers may offer a pre-payment agreement. Your company pays for week’s fuel ahead of time, and your drivers then draw from this pool of money each time they buy fuel.

You can use petrol cards at petrol stations across Malaysia.

Different petrol cards are accepted by different brands of petrol seller.

Picking the right petrol card is easy with the help of iCompario. It hinges on six questions.

1. How big is your fleet?
2. What types of vehicles do you have?
3. Where do they work – locally, or around the country?
4. How much diesel or petrol do you usually buy each month?
5. What are the administrative benefits you need? For example, automatic book keeping, a driver expense sheet, kilometres per litre data for each vehicle, integrated vehicle tracking etc.

iCompario makes this easy with our comparison tool. Enter your details and we search our database. The result is that you don’t simply choose the right card from the available options. You choose the best one for your business, based on your unique needs.

You can buy a range of vehicle-related items with a petrol card. As well as petrol and diesel, you can purchase AdBlue, oils and lubricants. This is great if the AdBlue or oil warning light flashes on when your drivers are away from the depot.

Depending on the purchase category of your card, you may also be able to add different sets of products, such as HGV truck wash.

The amount you pay for your petrol cards depends on the specific cards you’ve chosen for your business, with each option charging slightly different sums for the fees that make up the total cost.

This means that you need to be aware of the fees you may have to pay as part of signing up for a petrol card. These are the main ones:

  • Account fee
  • Annual petrol card charge
  • Bounced direct debit fee
  • Card non-usage fee
  • Clean air partnership (cap)
  • Company name change on your petrol cards
  • Emergency credit facility fee
  • Fraudguard
  • Late payment
  • Lost/stolen/damaged card replacement
  • Minimum usage fee
  • Paper invoice fee
  • Site clearance
  • Surcharges (such as toll fees)

Because each of these fees will vary from provider to provider, it’s difficult to say what the total cost of a typical card will be.

Petrol cards can only be used for fuel and vehicle-related expenses, while credit cards can be used to pay for pretty much anything.

If an employee has a company credit card, they can purchase anything. This can result in many hours being spent reviewing credit card bills to spot fuel transactions.

The petrol card providers also give you lots of administrative software. They show fully itemised list of each time the card was used, exactly when, where and what was paid for. Petrol cards can also be paired up with a vehicle tracker. This means that the fleet manager can compare when the petrol card was used against the location of the vehicle at the time, to make sure the card is not stolen. This software can also calculate the kilometres per litre achieved by each vehicle.

The result is that petrol cards cut down on administration, as well as reducing the risk of unauthorised spending on fuel for personal vehicles, as well as non-fuel items.

Petrol cards are a good idea if you are a business owner looking for ways of managing your fleet costs more efficiently.

They offer several benefits.

1. Cut down on admin time

Your admin team doesn't need to log purchases from paper receipts because petrol cards keep an electronic record of your fuel-related transactions.

2. Simplify your accounting

Petrol card customer apps and websites can log card purchases in real time and automatically produce itemised invoices. Some companies can also integrate this data with information from vehicle trackers to present a much deeper level of insight into your fleet performance.

3. Reduce the risk of fraud

Petrol cards transactions are a secure payment method that’s monitored, helping to reduce the chances of card fraud or losing money if your drivers are the victims of theft.

Petrol card providers give you a login to account management software that you can use as an app or in your browser.

This online service sends your invoices electronically. You can view transactions by card, vehicle or driver, and order additional cards or cancel lost cards quickly and easily.

You can set up alerts to boost security so that you find out immediately if an unusually large purchase is made on a petrol card, for example, or if one card is used multiple times in a short space of time.

You can see reports on card usage, kilometres per litre and other data, which can help you analyse and better control your fuel expenditure.

You can also download your past invoices.

There is a choice of petrol card options available to fleet business owners.

It can be tricky knowing which card to select, as many of them offer similar features and benefits. It's important to find a petrol card that has the specific features your business needs, from the fuel types offered to the coverage available.

You can find out what petrol card options are available to your business by using iCompario’s comparison tool. Simply enter your requirements and it’ll show you all the available cards that meet your needs.

Using a petrol card is as simple as using a credit card. All you have to do is fill up your vehicle at the pump, choose any additional vehicle related products you need (such as oil, AbBlue or a car wash) then present it to the cashier. They’ll run it through their till and the purchase is recorded.

As with a credit card, the money you’ve spent isn’t immediately debited from your company bank account. Instead, you’re sent a single invoice that covers all the purchases made during a specific period (either a week or a month). Your company then settles this bill with the petrol card provider.

For most companies, your bill will need to be settled weekly. Providers sometimes offer you a payment schedule based on your company credit score. To make the payment, most companies set up a direct debit. To check your invoice, or track the amount as it builds up during the week, many card providers offer an online account management system.

Petrol cards come with some key features and offer helpful benefits to people who use them. These features include things like account management software, fixed weekly prices for fuel and a station locator.

The key benefits include reducing the amount of time you spend on admin and having the option to buy your fuel, Adblue and other items now and pay for them later. You will also get itemised invoices that summarise all your spending in one place.

However, these features and benefits are only available to businesses with professional drivers and not to private individuals.