Supermarket fuel cards in the UK business guide

What’s a supermarket fuel card?

Glad you asked! It’s like a credit card, but for fuel. And you pay the pump price you see at petrol station pumps when you’re at the supermarket.

To be clear, though, there aren’t any fuel cards made by supermarkets. When we say “supermarket fuel cards”, we’re on about third-party providers of them.

There’s currently no UK-based supermarket that provides a fuel card and don’t confuse them with the likes of a supermarket loyalty card. You can’t pay for your fuel with those. You could try! But you’re not going to get very far if you do.

But there are loads of third-party providers you can pick from. And you can use them at pretty much any supermarket petrol station across the UK!

The best supermarket fuel cards

Okay, welcome to the main bit of our guide! This is where we’re taking you, step-by-step, through the range available. Let’s get started!

Fuel Card Name	Key Benefit	Supermarkets
fuelGenie Fuel Card	Best for saving money	Morrisons, Tesco, Sainsbury’s
FuelPlus UK	Great for big fleets	Morrisons, Tesco, Sainsbury’s
Texaco Fastfuel Fuel Card	Perfect for mixed fleets	Morrisons, Tesco, Sainsbury’s
FleetOne Fuel Card	Great all-rounder	Tesco, Morrisons, Co-Op

fuelGenie: Best for saving money

• Get loyalty reward points at supermarkets
• No minimum spend fees
• Pay supermarket fuel prices

The fuelGenie fuel card doesn’t use normal charges. There are no fees, except if you have a failed direct debit or get paper invoices.

Those costs mean it’s an incredible option if you want to save on budget.

Add to that its usability. It’s excellent! You get invoices and an online management system to keep everything organised.

You can use the card at Tesco, Morrisons and Sainsbury’s— but not Asda or Co-Op.

But given the coverage of those three chains, that shouldn’t be a problem!

Overall, fuelGenie is a perfect option if you’re on a lower budget. It won’t cost you a thing, meaning you can use it as much or as little as you want.

And you can use it even if you have just one vehicle for your business and get as many cards as you want without paying anything.

It’s an exceptional deal and our top pick, just make sure your drivers remember they can’t use it at Asda or the Co-Op.

Fleetone: A great all-rounder

• Buy diesel and petrol
• 80% of supermarkets accept it
• Discounts when you fill up

You can think of the Fleetone fuel card as an all-rounder. Not outstanding, but it covers off a load of important points.

This card guarantees a saving of up to 10p a litre. That’s because, every time you refuel, there’s money off the fuel price at the pump. That’s for diesel and unleaded fuel.

And that adds up over the course of a week, month and year.

You get an online account to go with those savings, making the all-important VAT reclaims to HMRC a cinch.

And there are some 4,100 stations you can use the Fleetone at across the UK. And that’s not too shabby, is it?

FuelPlus UK: Ideal for big fleets

• Access 3,300 stations across the UK
• Fixed prices across the network
• Fill up at Tesco, Morrisons and the Co-Op

The good news is with the FuelPlus UK you’ve got access to some 2,100 stations across the country! And that’s really impressive.

The FuelPlus covers cars and vans, but not HGVs.

There’s competitive fuel pricing to go with the card and tools that’ll maximise your drivers’ efficiency. So, one to consider if you think it’s a good fit.

You can also plan where to fill up with the e-route app for your smartphone. Or you can use SatNav to sort that our for you.

Texaco FastFuel: Great for businesses with a mixed fleet

• Fixed weekly rates for diesel and petrol
• Over 800 Texaco stations to pick from
• 1,100 other stations to use, too

Got a mixed fleet of vehicles? Then this is really the best supermarket fuel card on the market for you.

The Texaco FastFuel has fixed weekly pricing on diesel and petrol. And if you’re operating across the UK, then Texaco offers access to the UK Fuels network along with its stations.

So, you’ve got pretty much 2,000 stations you can fill up at. And that’s whether you run a diesel or petrol cars or vans.

All very good and convenient if you’ve got a mixed fleet! You can fill up at Texaco, UK Fuels, Morrisons, Tesco and Sainsbury’s.

Allstar: Great for use all across the UK

The Allstar supermarket fuel card has many benefits! But a few downsides.

It’s the only one in the UK you can use at ALL major UK supermarket fuel stations. A few more key facts around that little nugget of info:

• Asda won’t take other fuel cards
• Sainsbury’s has limited selections
• Co-Op has limited selections

It also lets you use the Discount Diesel network which is accessible through 1,500 other sites. And it lets you build up loyalty points.

Your account is supported by a flexible online reporting tool that generates useful insights (very handy for governing fleet efficiency) and creates invoices suitable for submission directly to HMRC.

The downside? All of that functionality and convenience comes at a cost. Not only is there an annual fee, but you’re also charged for each transaction, every paper invoice, and every purchase from an unsupported station.

Plus, you need to hit a monthly minimum fuel spend. If you don’t? You get whacked with a charge. And that’s not ideal for some businesses.

But if you think you can meet that minimum, this is a great option for you!

How much does your business spend on fuel every year?

Fuel spending is different for every business, of course. But we can work out averages. And in 2021 it was £7 billion across the UK. Your average business spends around £14,380 every year on fuel.

Now, that’s a big chunk of budget right there, which is only going to go up in late 2022 and beyond with fuel prices rising.

Stats like that are what make effective fuel and fleet management super important.

And that’s why we’re here today chatting about this to give you a helping hand here. There are little things you can do to take the edge off your annual budgeting needs.

Why not check out a few of our other money saving guides? There’s one on simple ways your business can save fuel money.

What’s the cost of using a fuel card?

There are some costs with supermarket fuel cards. These are the fees you need to keep an eye out for.

• Pay an annual fee: You might have to pay a fee each year to remain a member of the fuel card scheme. And it might be fixed for your business or depend on how many cards you need for your fleet.
• Pay service fees: Just as you might pay a transaction fee for an online payment, you could be charged a fee on top of every fuel payment (less than what you save, though).
• Pay to use other stations: Every fuel card provider has a different array of supported stations. While you can sometimes use a fuel card at unsupported stations, you can be charged for the privilege.
• Pay to update details: Some fuel card companies look for relatively petty admin-centric ways to make their money, and this can involve charging clients to update their details.
• Pay for replacement cards: From time to time, drivers will lose their fuel cards, and you may be called upon to pay for the replacements.

Each fuel card provider will have a unique set of fees and charges, so look out for them when thinking about which one you want to get.

The benefits of a supermarket fuel card

Still sitting on the fence about this one? Here are a few benefits to keep in mind about getting cards like this for your fleet:

• Ultra-convenience: Drivers can fill up at the UK’s leading supermarkets (and they’re everywhere, so that’s a big bonus)
• Less admin: Do away with paper receipts, take control of everything from one online account
• Collect Clubcard points: Some providers let you collect Tesco, Sainsbury’s and Morrisons points when you fill up
• Discounts: Some providers get you discounts at the pump!

All in all, it’s not something you want to miss out on! Get yourself sorted today with a deal that meets your needs.

Make savings with a supermarket fuel card

Okay, it’s time to get saving! We’ve spilled the beans on why these things are great for any business or fleet manager.

Want to save money? Supermarket fuel cards are the way forward. And all you need to do now is compare the market for the best deal.

It’s free to do. Enter your details, we’ll check our database and then you can make your choice. Go for it!